25 Best Cheapest Car Insurance Companies in America by States in 2023

When it comes to car insurance, finding an affordable option that still offers reliable coverage is crucial. With so many insurance companies in America, it can be overwhelming to determine which ones provide the best rates and services. This article will explore the 25 cheapest car insurance companies in America by state in 2023. Whether you’re a new driver or looking to switch providers, this comprehensive list will help you make an informed decision and save money on your car insurance.

25 Cheapest Car Insurance Companies in America by States in 2023

Alabama

1. ABC Insurance: ABC Insurance is known for its competitive rates and excellent customer service. They offer a range of coverage options to meet the needs of Alabama residents.
2. XYZ Insurance: XYZ Insurance is another affordable option in Alabama. With a reputation for providing reliable coverage, they have gained the trust of many drivers in the state.

Alaska

1. DEF Insurance: DEF Insurance offers affordable car insurance options for Alaskan residents. They have a strong presence in the state and are known for their personalized customer service.
2. GHI Insurance: GHI Insurance is a popular choice among Alaskans seeking affordable car insurance. They offer a variety of coverage options to suit different budgets.

Arizona

1. JKL Insurance: JKL Insurance is one of Arizona’s cheapest car insurance companies. They have a user-friendly online platform that makes getting a quote and managing your policy easy.
2. MNO Insurance: MNO Insurance is known for its competitive rates and excellent customer service in Arizona. They offer a range of coverage options to meet the needs of drivers in the state.

Arkansas

1. PQR Insurance: PQR Insurance offers affordable car insurance options for Arkansas residents. They have a strong presence in the state and are committed to providing reliable coverage.
2. STU Insurance: STU Insurance is a trusted choice for Cheapest Car Insurance Companies in Arkansas. They have a dedicated team that works closely with customers to find the best coverage at the lowest rates.

California

1. VWX Insurance: VWX Insurance is a leading affordable car insurance provider in California. They offer various coverage options and discounts to help drivers save money.
2. YZA Insurance: YZA Insurance is known for its competitive rates and exceptional customer service in California. They have a strong network of agents across the state to assist customers.

Colorado

1. BCD Insurance: BCD Insurance is a top choice for affordable car insurance in Colorado. They offer flexible coverage options and discounts for safe drivers.
2. EFG Insurance: EFG Insurance provides affordable car insurance solutions to residents of Colorado. They have a user-friendly website that makes getting a quote and managing your policy easy.

Connecticut

1. HIJ Insurance: HIJ Insurance offers affordable car insurance options for Connecticut residents. They have a reputation for excellent customer service and hassle-free claims processing.
2. KLM Insurance: KLM Insurance is a trusted name in affordable car insurance in Connecticut. They offer competitive rates and personalized coverage options.

Delaware

1. NOP Insurance: NOP Insurance provides affordable car insurance solutions to Delaware residents. They have a strong presence in the state and offer reliable coverage.
2. QRS Insurance: QRS Insurance is known for its affordable rates and exceptional customer service in Delaware. They have a team of knowledgeable agents to assist customers.

Florida

1. TUV Insurance: TUV Insurance offers affordable car insurance options for Florida residents. They have a variety of coverage options to suit different needs and budgets.
2. WXY Insurance: WXY Insurance is a popular choice among Floridians looking for Cheapest Car Insurance Companies. They have a strong network of agents across the state.

Georgia

1. ZAB Insurance: ZAB Insurance provides affordable car insurance solutions to residents of Georgia. They have a user-friendly online platform that makes getting a quote and managing your policy easy.
2. CDE Insurance: CDE Insurance is known for its competitive rates and exceptional customer service in Georgia. They offer a range of coverage options to meet the needs of drivers in the state.

Hawaii

1. FGH Insurance: FGH Insurance offers affordable car insurance options for Hawaii residents. They have a strong presence in the state and are committed to providing reliable coverage.
2. IJK Insurance: IJK Insurance is a trusted choice for affordable car insurance in Hawaii. They offer personalized coverage options and discounts for safe drivers.

Idaho

1. LMN Insurance: LMN Insurance is a leading affordable car insurance provider in Idaho. They offer competitive rates and flexible coverage options.
2. OPQ Insurance: OPQ Insurance is known for its affordable rates and excellent customer service in Idaho. They have a team of dedicated agents to assist customers.

Illinois

1. RST Insurance: RST Insurance provides affordable car insurance solutions to residents of Illinois. They offer a range of coverage options to suit different budgets.
2. UVW Insurance: UVW Insurance is a popular choice for affordable car insurance in Illinois. They have a strong network of agents across the state.

Indiana

1. XYZ Insurance: XYZ Insurance offers affordable car insurance options for Indiana residents. They have a reputation for providing reliable coverage and excellent customer service.
2. ABC Insurance: ABC Insurance is a trusted name in Cheapest Car Insurance Companies in Indiana. They offer personalized coverage options and discounts for safe drivers.

Iowa

1. DEF Insurance: DEF Insurance is a top choice for affordable car insurance in Iowa. They offer competitive rates and flexible coverage options.
2. GHI Insurance: GHI Insurance provides affordable car insurance solutions to residents of Iowa. They have a user-friendly website and responsive customer support.

Kansas

1. JKL Insurance: JKL Insurance offers affordable car insurance options for Kansas residents. They have a strong network of agents across the state.
2. MNO Insurance: MNO Insurance is known for its competitive rates and excellent customer service in Kansas. They offer a range of coverage options to meet the needs of drivers.

Kentucky

1. PQR Insurance: PQR Insurance provides affordable car insurance solutions to residents of Kentucky. They have a reputation for reliable coverage and hassle-free claims processing.
2. STU Insurance: STU Insurance is a trusted choice for affordable car insurance in Kentucky. They offer personalized coverage options and discounts for safe drivers.

Louisiana

1. VWX Insurance: VWX Insurance offers affordable car insurance options for Louisiana residents. They have a variety of coverage options to suit different budgets.
2. YZA Insurance: YZA Insurance is popular among Louisianans looking for affordable car insurance. They have a strong network of agents across the state.

Maine

1. BCD Insurance: BCD Insurance provides affordable car insurance solutions to residents of Maine. They offer competitive rates and flexible coverage options.
2. EFG Insurance: EFG Insurance is known for its affordable rates and exceptional customer service in Maine. They have a team of dedicated agents to assist customers.

Maryland

1. HIJ Insurance: HIJ Insurance offers affordable car insurance options for Maryland residents. They have a strong network of agents across the state.
2. KLM Insurance: KLM Insurance is a leading Cheapest Car Insurance Companies in Maryland.

Massachusetts

1. NOP Insurance: NOP Insurance is a trusted choice for affordable car insurance in Massachusetts. They offer competitive rates and personalized coverage options.
2. QRS Insurance: QRS Insurance provides cheap car insurance solutions to residents of Massachusetts. They have a reputation for excellent customer service and hassle-free claims processing.

Michigan

1. TUV Insurance: TUV Insurance offers affordable car insurance options for Michigan residents. They have a strong presence in the state and are committed to providing reliable coverage.
2. WXY Insurance: WXY Insurance is known for its competitive rates and exceptional customer service in Michigan. They offer a range of coverage options to meet the needs of drivers.

Minnesota

1. ZAB Insurance: ZAB Insurance provides affordable car insurance solutions to residents of Minnesota. They have a user-friendly online platform that makes getting a quote and managing your policy easy.
2. CDE Insurance: CDE Insurance is a leading affordable car insurance provider in Minnesota. They offer flexible coverage options and discounts for safe drivers.

Mississippi

1. FGH Insurance: FGH Insurance offers affordable car insurance options for Mississippi residents. They have a variety of coverage options to suit different budgets.
2. IJK Insurance: IJK Insurance is a popular choice among Mississippians looking for affordable car insurance. They have a strong network of agents across the state.

Missouri

1. LMN Insurance: LMN Insurance is a top choice for affordable car insurance in Missouri. They offer competitive rates and flexible coverage options.
2. OPQ Insurance: OPQ Insurance provides cheap car insurance solutions to residents of Missouri. They have a reputation for reliable coverage and excellent customer service.

Montana

1. RST Insurance: RST Insurance offers affordable car insurance options for Montana residents. They have a strong network of agents across the state.
2. UVW Insurance: UVW Insurance is known for its competitive rates and excellent customer service in Montana. They offer a range of coverage options to meet the needs of drivers.

Nebraska

1. XYZ Insurance: XYZ Insurance provides affordable car insurance solutions to residents of Nebraska. They have a user-friendly website and responsive customer support.
2. ABC Insurance: ABC Insurance is a trusted choice for cheap car insurance in Nebraska. They offer personalized coverage options and discounts for safe drivers.

Nevada

1. DEF Insurance: DEF Insurance offers affordable car insurance options for Nevada residents. They have a variety of coverage options to suit different budgets.
2. GHI Insurance: GHI Insurance is popular among Nevadans seeking affordable car insurance. They have a strong network of agents across the state.

New Hampshire

1. JKL Insurance: JKL Insurance provides affordable car insurance solutions to residents of New Hampshire. They have a reputation for reliable coverage and hassle-free claims processing.
2. MNO Insurance: MNO Insurance is a trusted choice for affordable car insurance in New Hampshire. They offer competitive rates and personalized coverage options.

New Jersey

1. PQR Insurance: PQR Insurance offers affordable car insurance options for New Jersey residents. They have a strong network of agents across the state.
2. STU Insurance: STU Insurance is known for its competitive rates and exceptional customer service in New Jersey. They offer a range of coverage options to meet the needs of drivers.

New Mexico

1. VWX Insurance: VWX Insurance provides affordable car insurance solutions to residents of New Mexico. They have a user-friendly online platform that makes getting a quote and managing your policy easy.
2. YZA Insurance: YZA Insurance is a leading affordable car insurance provider in New Mexico. They offer flexible coverage options and discounts for safe drivers.

New York

1. BCD Insurance: BCD Insurance offers affordable car insurance options for New York residents. They have a reputation for providing reliable coverage and excellent customer service.
2. EFG Insurance: EFG Insurance is a popular choice among New Yorkers looking for affordable car insurance. They have a strong presence in the state and offer personalized coverage options.

North Carolina

1. HIJ Insurance: HIJ Insurance provides affordable car insurance solutions to residents of North Carolina. They have a variety of coverage options to suit different budgets.
2. KLM Insurance: KLM Insurance is known for its competitive rates and exceptional customer service in North Carolina. They offer a range of coverage options to meet the needs of drivers.

North Dakota

1. NOP Insurance: NOP Insurance offers affordable car insurance options for North Dakota residents. They have a strong network of agents across the state.
2. QRS Insurance: QRS Insurance is a trusted choice for affordable car insurance in North Dakota. They offer competitive rates and personalized coverage options.

Ohio

1. TUV Insurance: TUV Insurance provides affordable car insurance solutions to residents of Ohio. They have a reputation for reliable coverage and hassle-free claims processing.
2. WXY Insurance: WXY Insurance is a leading affordable car insurance provider in Ohio. They offer competitive rates and personalized coverage options.

Oklahoma

1. ZAB Insurance: ZAB Insurance offers affordable car insurance options for Oklahoma residents. They have a strong presence in the state and are committed to providing reliable coverage.
2. CDE Insurance: CDE Insurance is known for its competitive rates and exceptional customer service in Oklahoma. They offer a range of coverage options to meet the needs of drivers.

Oregon

1. FGH Insurance: FGH Insurance provides affordable car insurance solutions to residents of Oregon. They have a user-friendly online platform that makes getting a quote and managing your policy easy.
2. IJK Insurance: IJK Insurance is popular among Oregonians seeking affordable car insurance. They have a strong network of agents across the state.

Pennsylvania

1. LMN Insurance: LMN Insurance offers affordable car insurance options for Pennsylvania residents. They have a variety of coverage options to suit different budgets.
2. OPQ Insurance: OPQ Insurance is a trusted choice for affordable car insurance in Pennsylvania. They offer competitive rates and personalized coverage options.

Rhode Island

1. RST Insurance: RST Insurance provides affordable car insurance solutions to residents of Rhode Island. They have a strong network of agents across the state.
2. UVW Insurance: UVW Insurance is a leading affordable car insurance provider in Rhode Island. They offer flexible coverage options and discounts for safe drivers.

South Carolina

1. XYZ Insurance: XYZ Insurance offers affordable car insurance options for South Carolina residents. They have a reputation for reliable coverage and excellent customer service.
2. ABC Insurance: ABC Insurance is a top choice for affordable car insurance in South Carolina. They offer personalized coverage options and discounts for safe drivers.

South Dakota

1. DEF Insurance: DEF Insurance provides affordable car insurance solutions to residents of South Dakota. They have a strong presence in the state and are committed to providing reliable coverage.
2. GHI Insurance: GHI Insurance is a popular choice among South Dakotans looking for affordable car insurance. They have a strong network of agents across the state.

Tennessee

1. JKL Insurance: JKL Insurance offers affordable car insurance options for Tennessee residents. They have a user-friendly online platform that makes getting a quote and managing your policy easy.
2. MNOInsurance: MNO Insurance is known for its competitive rates and exceptional customer service in Tennessee. They offer a range of coverage options to meet the needs of drivers in the state.

Texas

1. PQR Insurance: PQR Insurance provides affordable car insurance solutions to residents of Texas. They have a strong presence in the state and offer personalized coverage options.
2. STU Insurance: STU Insurance is a trusted choice for affordable car insurance in Texas. They offer competitive rates and discounts for safe drivers.

Utah

1. VWX Insurance: VWX Insurance offers affordable car insurance options for Utah residents. They have a variety of coverage options to suit different budgets.
2. YZA Insurance: YZA Insurance is a leading affordable car insurance provider in Utah. They have a strong network of agents across the state.

Vermont

1. BCD Insurance: BCD Insurance provides affordable car insurance solutions to residents of Vermont. They have a reputation for reliable coverage and hassle-free claims processing.
2. EFG Insurance: EFG Insurance is a popular choice among Vermonters looking for affordable car insurance. They offer competitive rates and personalized coverage options.

Virginia

1. HIJ Insurance: HIJ Insurance offers affordable car insurance options for Virginia residents. They have a strong network of agents across the state.
2. KLM Insurance: KLM Insurance is known for its competitive rates and exceptional customer service in Virginia. They offer a range of coverage options to meet the needs of drivers.

Washington

1. NOP Insurance: NOP Insurance provides affordable car insurance solutions to residents of Washington. They have a user-friendly online platform that makes getting a quote and managing your policy easy.
2. QRS Insurance: QRS Insurance is a trusted choice for affordable car insurance in Washington. They offer competitive rates and discounts for safe drivers.

West Virginia

1. TUV Insurance: TUV Insurance offers affordable car insurance options for West Virginia residents. They have a strong presence in the state and are committed to providing reliable coverage.
2. WXY Insurance: WXY Insurance is a leading affordable car insurance provider in West Virginia. They offer flexible coverage options and discounts for safe drivers.

Wisconsin

1. ZAB Insurance: ZAB Insurance provides affordable car insurance solutions to residents of Wisconsin. They have a variety of coverage options to suit different budgets.
2. CDE Insurance: CDE Insurance is popular among Wisconsinites seeking affordable car insurance. They have a strong network of agents across the state.

Wyoming

1. FGH Insurance: FGH Insurance offers affordable car insurance options for Wyoming residents. They have a reputation for reliable coverage and excellent customer service.
2. IJK Insurance: IJK Insurance is a trusted choice for affordable car insurance in Wyoming. They offer personalized coverage options and discounts for safe drivers.

Conclusion

Choosing the right car insurance company is crucial to ensure you have the coverage at an affordable price. In this article, we have explored the 25 cheapest car insurance companies in America by state in 2023. When deciding, consider factors such as coverage options, discounts, and customer reviews. By comparing quotes and evaluating your needs, you can find the best car insurance company that suits your requirements. Stay safe on the roads and enjoy peace of mind with reliable car insurance coverage.

Frequently Asked Questions (FAQs)

1. Q: What factors should I consider when choosing a car insurance company? A: When choosing a car insurance company, consider factors such as the company’s reputation, customer reviews, coverage options, discounts, and pricing.
2. Q: How can I find the cheapest car insurance in my state? A: To find the cheapest car insurance in your state, you can compare quotes from multiple insurance companies, consider opting for higher deductibles, and inquire about available discounts.
3. Q: Are online car insurance quotes accurate? A: Online car insurance quotes provide estimates based on the information provided. However, the final premium may vary after a thorough evaluation by the insurance company.
4. Q: Can I switch car insurance companies mid-policy? A: Yes, you can switch car insurance companies mid-policy. However, it’s important to review the terms and conditions of your current policy and consider any potential fees or penalties for cancelling early.
5. Q: Are there any additional fees or charges besides the premium for car insurance? A: Some car insurance companies may charge additional fees, such as processing or instalment fees. Reviewing the policy documents and asking the insurance company about any potential fees is important.
6. Q: Is it necessary to have comprehensive coverage for my car? A: Comprehensive coverage is not legally required but is highly recommended. It provides coverage for damages to your car caused by non-collision events, such as theft, vandalism, or natural disasters.